In a bid to produce the number of new homes set out in Government targets Local Authorities are scheduling development on land which is at a high risk of flooding; so beware when purchasing a new build in these areas. As Solicitors we carry out an Environmental Search which can reveal flooding risks and point out the need for a more in depth flood report but on a more practical level it will be extremely difficult to insure a property in such an area. The Government's new "Flood Re" scheme will only apply to properties built before 2009. The advice is to investigate the area you are purchasing in - particularly if not local to you - carefully.
Up to 9,000 new homes are scheduled for development by local councils on land the Environment Agency says is at either “serious” or “significant” risk of flooding, according to Greenpeace. Nine out of the 20 schemes were fully or partially exposed to serious risk of flooding from rivers or sea, Greenpeace found. Of the nine, six areas overlapped with high probability flood risk zones meaning they had a 1 in 100 or greater annual probability of river flooding; or a 1 in 200 or greater annual probability of sea flooding. Councils were advised by the Government to consult with the Environment Agency over any proposals, but are under no obligation to accept their recommendations. At least 1,000 houses are planned for Hinkley, near Bridgewater, where villages on the Somerset Levels were cut off for more than two months last winter.