In a bid to produce the number of new homes set out in Government targets Local Authorities are scheduling development on land which is at a high risk of flooding; so beware when purchasing a new build in these areas. As Solicitors we carry out an Environmental Search which can reveal flooding risks and point out the need for a more in depth flood report but on a more practical level it will be extremely difficult to insure a property in such an area. The Government's new "Flood Re" scheme will only apply to properties built before 2009. The advice is to investigate the area you are purchasing in - particularly if not local to you - carefully.